Pemberian Pinjaman Kredit dalam Perspektif Pemikiran Ekonomi Islam

Studi Kasus di Koperasi PNM mekar kutacane

Authors

  • Sophia Kharisah Sekolah Tinggi Agama Islam Sepakat Segenap Kutacane

DOI:

https://doi.org/10.59246/muqaddimah.v2i4.990

Keywords:

credit, riba, islam, cooperative government employees medan

Abstract

The purpose of this article is to explain the credit system that exists at the moment. The method used is to study the theories of riba and its prohibitions contained in the Quran and Hadith. Through this study, it can be conceptually formulated Islamic economic practices, especially in terms of financing by buying and selling system. The results of the discussion showed that the Basic Rules of credit sales are allowed. Shaykh Ibn Usaimin said: buying and selling on credit is someone selling something (goods) at a certain price and immediately paying it off, this is allowed according to the original law in accordance with the command of Allah QS. Al-Baqarah: 282. In this case, the Medan City Government Civil Servant Cooperative (KPN Pemko Medan) in its work system has not been separated from ribawi elements that are not in accordance with Islamic economic principles.

References

Abdullah, A. (2019). Pinjaman Kredit dalam Perspektif Pendidikan Islam. Jurnal hukum ekonomi syariah, 3(1), 40-52.

Wilujeng, S. R. (2020). Konsep Koperasi Taqiyyuddin Al-Nabhani Dalam Perspektif Hukum Islam (Doctoral dissertation, IAIN Ponorogo).

Mukhlis, Z. U. (2021). Koperasi dalam Perpektif Hukum Islam. Jurnal Kawakib, 2(2), 90-99.

Ikalsianti, I., Idris, M., & Malaka, M. (2021). Tinjauan Hukum Islam Terhadap Sistem Operasional Koperasi Simpan Pinjam. FAWAID: Sharia Economic Law Review, 1(1).

Akhmad, D., & Totok, H. (2020). Koperasi Perkembangan Dan Perspektifnya Dalam Islam. UM Purwokerto Press.

Yuniar, A., Talli, A. H., & Kurniati, K. (2021). Bisnis koperasi syariah di Indonesia. Al-Azhar Journal of Islamic Economics, 3(2), 79-88.

Published

2024-07-25

How to Cite

Sophia Kharisah. (2024). Pemberian Pinjaman Kredit dalam Perspektif Pemikiran Ekonomi Islam: Studi Kasus di Koperasi PNM mekar kutacane. MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi Dan Bisnis, 2(4), 26–36. https://doi.org/10.59246/muqaddimah.v2i4.990

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